There are a lot of problems caused by our highly-abstract substitution
subsystem. Most of them would be solved by a more semantic / holistic
understanding of the active transformation, but that's difficult to do
because we just pass around function_refs. The first step in fixing
that is to pass around a better currency type. For now, it can just
hold the function_refs (and the SubstOptions).
I've set it up so that the places that just apply SubstitutionMaps
are constructing the IFS in a standard way; that should make it easy
to change those places in the future.